Terms of Use

Version 2026-11-1. Effective November 2026.

These Terms govern your use of policysmithai.org and policysmithai.com (the "Site") and every document, template, brief, policy, assessment and other material made available through it (the "Materials"). The Site and the Materials are owned and provided by Bromme Hampton Cole ("the Owner"). By registering, or by downloading or using any Materials, you accept these Terms on your own behalf and on behalf of the organization you name at registration ("you").

1. License

The Materials are licensed to you under the Creative Commons Attribution-NonCommercial 4.0 International License (CC BY-NC 4.0). You may copy, adapt and use them within your organization, provided you credit "PolicySmith.ai" as the source. You may not sell the Materials, include them in a product or service offered for a fee, or otherwise use them for commercial advantage without the Owner's written permission. All rights not granted are reserved.

2. Not legal or professional advice

The Materials are general information and model language. They are not legal, accounting, regulatory, insurance or other professional advice, and no attorney-client, consulting or fiduciary relationship is created by your use of them. Laws and regulations differ by jurisdiction and change over time. You are solely responsible for deciding whether and how to use any Materials, and you should have qualified counsel review any policy or document before your organization adopts or relies on it.

3. No warranty

THE SITE AND THE MATERIALS ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF ACCURACY, COMPLETENESS, CURRENCY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OR COMPLIANCE WITH ANY LAW.

4. Hold harmless and indemnification

To the fullest extent permitted by law, you agree to release, hold harmless, defend and indemnify the Owner, and any person who contributed to the Materials, from and against all claims, demands, losses, liabilities, damages, penalties, costs and expenses, including reasonable attorneys' fees, arising out of or relating to (a) your access to or use of the Site or the Materials; (b) any policy, decision, act or omission of your organization that is based in whole or in part on the Materials; or (c) your breach of these Terms.

5. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, THE OWNER SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF DATA, FUNDS, REPUTATION OR OPPORTUNITY, ARISING OUT OF OR RELATING TO THE SITE OR THE MATERIALS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BECAUSE THE MATERIALS ARE PROVIDED FREE OF CHARGE, THE OWNER'S TOTAL LIABILITY FOR ANY CLAIM SHALL NOT EXCEED ONE HUNDRED U.S. DOLLARS (US $100).

6. Your account

You agree to provide accurate registration information and to keep access to your email account secure, because sign-in links are sent to it. The Owner may suspend or close any account, or withdraw any Materials, at any time.

7. Changes

The Owner may revise the Materials and these Terms. The version of the Terms you accepted is recorded with your account. Continued use after a revision is posted constitutes acceptance of the revised Terms.

8. Governing law

These Terms are governed by the laws of the State of New York, without regard to its conflict-of-laws rules. Any dispute shall be brought exclusively in the state or federal courts located in New York County, New York, and you consent to their jurisdiction.

9. General

If any provision of these Terms is found unenforceable, the remaining provisions remain in effect. These Terms, with the Privacy Policy, are the entire agreement between you and the Owner regarding the Site and the Materials.